Vehicle Finance
about service
Explore Our Car Finance Options
Accelerate your business mobility with Halo Finance’s Car Finance plans. Drive forward with competitive, flexible financing options for your fleet.
- Competitive loans for your transportation needs.
- Quick, hassle-free approvals to keep you moving.
how it works
Car finance?
Halo can arrange finance on your car – whether for business or personal use. We can also source vehicles if required. Choose from one of the following options:
Hire Purchase (HP)
With HP, you choose the deposit (typically 10% – 50%) and payments are fixed for the agreed period (typically 12 – 60 months). There are tax allowances for business users and payments are free of VAT.
Hire Purchase with Balloon
Reduce your monthly payments by offsetting a balloon (a lump sum at the end of the agreement) calculated using the estimated future resale value.
Variable Rate Hire Purchase
Variable Rate HP tracks changes in the Finance House Base Rate (FHBR). Choose either fixed payments with a variable term or variable payments over a fixed term.
Personal Contract Purchase (PCP)
At the end of your PCP agreement you have the option to purchase the car by paying the residual value, part-exchange for another vehicle, sell the car privately and settle the residual, or return the car (subject to mileage and condition).
Finance Lease
100% of lease rentals can be offset against Corporation Tax. At the end of the term you can hand the vehicle back or sell the vehicle and retain 95-99% of the sale price.
Contract Hire
Up to 100% of VAT can be reclaimed on payments and the car is returned at the end of the contract. The assets remain off balance sheet and rentals can be offset against Corporation Tax.
Industry Leading
Commercial Finance
High Acceptance Rate
Whether you need a loan or finance to purchase a specific asset – even software – we can help. Unlike other brokers, we can even lend our own funds.
Specialist Sector Expertise
From franchise finance to renewable energy and P2P lending, Halo has specialists that understand your business finance needs.
Low Interest Finance
Because we work with a panel of over 130+ lenders, we can always access the most competitive rates in the market.
our achievement
We’re leading the way
Celebrating Halo Corporate Finance’s milestones in delivering exceptional financial solutions and client success stories.